Montana Code 33-15-603. Conditions for electronic delivery
33-15-603. Conditions for electronic delivery. (1) An insurer may use electronic delivery of a notice or a document to a party under this part if the insurer meets the requirements of subsection (2) and the party:
Terms Used In Montana Code 33-15-603
- electronic delivery: means :
(a)delivery to an electronic mail address at which a party has consented to receive notices or documents; or
(b)(i) posting on an electronic network or site accessible by the internet through use of a mobile application, computer, mobile device, tablet, or any other electronic device; and
(ii)sending separate notice of the posting to the electronic mail address at which the party has consented to receive notice of the posting or using any other delivery method to which the party has consented. See Montana Code 33-15-601
- Party: means a recipient of a notice or document required as part of an insurance transaction and includes an applicant, insured, policyholder, certificate holder, or annuity contract holder. See Montana Code 33-15-601
(a)has affirmatively consented to the electronic delivery method and has not withdrawn the consent;
(b)is provided, before or at the time of giving consent, with a clear and conspicuous statement informing the party of:
(i)the right of the party at any time to have the notice or the document provided or made available in paper form or by another nonelectronic form;
(ii)the right of the party at any time to withdraw consent to have a notice or document delivered by electronic means and any conditions or consequences imposed if consent is withdrawn;
(iii)the specific notice or document or categories of notices or documents that may be delivered by electronic means during the course of the relationship between the insurer and the party;
(iv)the means, after consent is given, by which a party may obtain a paper copy of a notice or document delivered by electronic means; and
(v)the procedures for a party to follow to update information needed to contact the party electronically and to withdraw consent to have a notice or a document delivered by electronic means; and
(c)is provided, before or at the time of giving consent, with a statement of the hardware and software requirements for access to and retention of a notice or document delivered by electronic means. The party shall provide electronic consent to the hardware and software requirements or confirm consent electronically in a manner that reasonably demonstrates that the party can access information in the electronic form that will be used for notices or documents delivered by electronic means.
(2)After the party consents as provided in subsection (1), if a change occurs in hardware or software needed to access or retain a notice or document delivered by electronic means that creates a material risk that the party will not be able to access or retain a notice or document to which the consent applies, the insurer shall provide the party with a statement that:
(a)provides information regarding the revised hardware or software requirements for access to and retention of a notice or document delivered by electronic means; and
(b)recognizes the right of the party to withdraw consent without the imposition of any condition or consequence that was not disclosed under subsection (1)(b)(ii).
(3)Consent to delivery by electronic means remains in effect following a policy modification or renewal if the original consent makes clear that consent continues after a policy modification or renewal.