Montana Code 33-22-604. Payment of claims — discharge
33-22-604. Payment of claims — discharge. (1) (a) Subject to subsection (1)(b), all benefits under a blanket disability policy must be payable to:
Terms Used In Montana Code 33-22-604
- Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
- Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
- Person: includes a corporation or other entity as well as a natural person. See Montana Code 1-1-201
(i)the person insured or to the person’s designated beneficiary or beneficiaries or to the person’s estate, except that if the person insured is a minor or is mentally incompetent, the benefits may be made payable to the parent, guardian, or other person actually supporting the person; or
(ii)the employer, if the entire cost of the insurance has been borne by the employer.
(b)The policy may provide that all or any portion of any indemnities provided by the policy on account of hospital, nursing, medical, or surgical services may, at the insurer’s option, be paid directly to the hospital or person rendering the services, but the policy may not require that the service be rendered by a particular hospital or person.
(2)Payment made as provided in subsection (1) discharges the insurer’s obligation with respect to the amount of insurance paid.