§ 33-18-601 Short title
§ 33-18-602 Purpose
§ 33-18-603 Scope
§ 33-18-604 Definitions
§ 33-18-605 Use of credit information
§ 33-18-606 Dispute resolution and error correction
§ 33-18-607 Initial notification
§ 33-18-608 Adverse action notification
§ 33-18-609 Filing
§ 33-18-610 Indemnification
§ 33-18-611 Sale of policy term information by consumer reporting agency
§ 33-18-612 Refund for expunged record

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Terms Used In Montana Code > Title 33 > Chapter 18 > Part 6 - Montana Use of Credit Information in Personal Insurance

  • Conviction: A judgement of guilt against a criminal defendant.
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Person: includes a corporation or other entity as well as a natural person. See Montana Code 1-1-201
  • Process: means a writ or summons issued in the course of judicial proceedings. See Montana Code 1-1-202
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories. See Montana Code 1-1-201
  • Writing: includes printing. See Montana Code 1-1-203