1.  Except as otherwise provided in subsection 2, a corporation that provides health insurance shall not:

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(a) Require an insured person or any member of the family of the insured person to take a genetic test;

(b) Require an insured person to disclose whether the insured person or any member of the family of the insured person has taken a genetic test or any genetic information of the insured person or a member of the family of the insured person; or

(c) Determine the rates or any other aspect of the coverage or benefits for health care provided to an insured person based on:

(1) Whether the insured person or any member of the family of the insured person has taken a genetic test; or

(2) Any genetic information of the insured person or any member of the family of the insured person.

2.  The provisions of this section do not apply to a corporation that issues a policy of health insurance that provides coverage for long-term care or disability income.

3.  As used in this section:

(a) ’Genetic information’ means any information that is obtained from a genetic test.

(b) ’Genetic test’ means a test, including a laboratory test that uses deoxyribonucleic acid extracted from the cells of a person or a diagnostic test, to determine the presence of abnormalities or deficiencies, including carrier status, that:

(1) Are linked to physical or mental disorders or impairments; or

(2) Indicate a susceptibility to illness, disease, impairment or any other disorder, whether physical or mental.