‘Institution of higher education’ means an educational institution which:

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1.  Admits as regular students only persons having a certificate of graduation from a high school or the recognized equivalent of such a certificate;

2.  Is legally authorized within this State to provide a program of education beyond high school;

3.  Provides an educational program for which it awards a Bachelor’s or higher degree, or provides a program which is acceptable for full credit toward such a degree, or offers a program of training to prepare students for gainful employment in a recognized occupation; and

4.  Is a public or other nonprofit institution. For the purposes of this section, all colleges and universities of this State are institutions of higher education.