1.  Each private carrier shall collect a premium upon the total payroll of every employer insured by the private carrier at the rate filed with the Commissioner pursuant to chapter 686B of NRS.

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2.  Every employer paying this premium is relieved from furnishing accident benefits, and the accident benefits must be provided by the private carrier.

3.  The private carrier is liable for any accident benefits provided in this section. The account provided for accident benefits must be kept as a separate account on the records of the private carrier.