1.  The Commissioner may:

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Terms Used In Nevada Revised Statutes 679B.150

  • Contract: A legal written agreement that becomes binding when signed.

(a) Take measures to enhance the public understanding of insurance coverages purchased by consumers and encourage price competition among insurers and a public understanding of the standards promulgated under paragraph (b).

(b) Develop, promulgate and revise as the Commissioner deems appropriate, standards in each of the several areas of insurance appropriate to be applied to policies sold in the State of Nevada. The standards must seek to ensure that policies are not unjust, unfair, inequitable, unfairly discriminatory, misleading, deceptive, obscure or encourage misrepresentation or misunderstanding of the contract.

(c) Develop criteria to determine the suitability of insurance contracts and the practices used in the sale of insurance.

2.  This section does not prohibit an insurer from offering policies encompassing standards more favorable to the insured than those promulgated under this section.