‘Home state’ means:

Ask an insurance law question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

1.  The District of Columbia or any state or territory of the United States in which an independent, company, staff or public adjuster maintains his, her or its principal place of residence or principal place of business and is licensed to act as a resident independent, company, staff or public adjuster; or

2.  If neither the state in which the adjuster maintains his or her principal place of residence nor the state in which the adjuster maintains his, her or its principal place of business licenses independent, company, staff or public adjusters for the line of authority sought by the adjuster, a state:

(a) Which has an examination requirement;

(b) In which the adjuster is licensed; and

(c) Which the adjuster declares to be the home state.