Nevada Revised Statutes 686A.105 – Life insurance, annuities and health insurance: Discrimination against living organ donor prohibited
1. With regard to any policy or contract of life insurance, life annuity or health insurance, no person shall discriminate against a living organ donor by:
Terms Used In Nevada Revised Statutes 686A.105
- Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
- Contract: A legal written agreement that becomes binding when signed.
- Donor: The person who makes a gift.
- person: means a natural person, any form of business or social organization and any other nongovernmental legal entity including, but not limited to, a corporation, partnership, association, trust or unincorporated organization. See Nevada Revised Statutes 0.039
(a) Refusing to insure the living organ donor;
(b) Refusing to continue to insure the living organ donor;
(c) Limiting the amount, extent or kind of coverage available to a living organ donor; or
(d) Charging a living organ donor a different rate, premium, deductible, copay or coinsurance than that charged to a similarly situated insured who is not a living organ donor for the same coverage, based solely, and without any additional actuarial risk, upon his or her status as a living organ donor.
2. As used in this section, ‘living organ donor’ means a living person who donates one or more of his or her organs, including, without limitation, bone marrow, to be medically transplanted into the body of another person.