1.  A company shall, immediately after it has been issued a license, file with the Commissioner a schedule of rates and charges it intends to use in this state. The schedule must include, and separately identify, any commission which is required to be paid to an agent or broker who completes an agreement. Any change in the schedule must be filed with the Commissioner at least 60 days before the rates become effective.

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2.  A company may not impose a charge included in an agreement unless the charge is included in the schedule filed with the Commissioner.

3.  The Commissioner shall not approve any charge listed in the schedule which is unfairly discriminatory in relation to similar risks.