Any consumer credit insurance issued in connection with loans or other credit transactions for personal, family or household use is subject to the provisions of this chapter except:

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Terms Used In Nevada Revised Statutes 690A.010

  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.

1.  Insurance written in connection with a credit transaction that is:

(a) Secured by a first mortgage or deed of trust; and

(b) Made to finance the purchase of real property or the construction of a dwelling thereon, or to refinance a prior credit transaction made for that purpose;

2.  Insurance that is sold as an isolated transaction on the part of the insurer and not related to an agreement or a plan for insuring debtors of the creditor;

3.  Insurance for which no identifiable charge is made to the debtor; or

4.  Insurance on accounts receivable.