§ 604A.200 Application of chapter to persons who seek to evade its provisions
§ 604A.210 Chapter does not prohibit licensee from offering customer grace period; restrictions
§ 604A.220 Uniformity of application and construction; resolution of conflicts
§ 604A.230 Effect of amendment or repeal of chapter on preexisting lawful contracts
§ 604A.240 Collection of loans made outside State
§ 604A.250 Exemptions from chapter. [Effective through June 30, 2024.]
§ 604A.250 v2 Exemptions from chapter. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
§ 604A.250 v3 Exemptions from chapter. [Effective January 1, 2030.]
§ 604A.260 Applicability of provisions of chapter governing enforcement or collection of obligations originated under chapter
§ 604A.300 Regulations
§ 604A.303 Commissioner required to implement and maintain database of certain information related to deferred deposit loans, title loans and high-interest loans; fee; confidentiality; regulations
§ 604A.305 Authority to inform public of certain information relating to licensees offering services through Internet website
§ 604A.310 Certain relationships between officers and employees of Division of Financial Institutions and licensees prohibited; duty to terminate prohibited relationships
§ 604A.315 Commissioner required to investigate alleged violations of chapter
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Terms Used In Nevada Revised Statutes > Chapter 604A > Scope and Applicability

  • Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. Source: FDIC
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • mortgage: includes a deed of trust. See Nevada Revised Statutes 0.037
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • person: means a natural person, any form of business or social organization and any other nongovernmental legal entity including, but not limited to, a corporation, partnership, association, trust or unincorporated organization. See Nevada Revised Statutes 0.039
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Trustee: A person or institution holding and administering property in trust.