In this chapter:
I. “Funding agreement” means an agreement issued by a life insurance company, not based on mortality or morbidity, providing for the accumulation of funds by the insurer for the purpose of making one or more payments to the holder, where the initial premium paid is $1,000,000 or more. Except as provided in this chapter, a “funding agreement” does not constitute life insurance or an annuity and does not constitute a security as defined in N.H. Rev. Stat. § 421-B:1-102(53).

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Terms Used In New Hampshire Revised Statutes 408-E:2

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • person: may extend and be applied to bodies corporate and politic as well as to individuals. See New Hampshire Revised Statutes 21:9

II. “Holder” means a person described in N.H. Rev. Stat. § 408-E:4 to whom the life insurance company may issue a funding agreement.
III. “Life insurance company” means a life insurance company authorized to do business pursuant to N.H. Rev. Stat. § 401:1, III.
IV. “Optional modes of settlement” means the manner in which the funding agreement is structured to make payments to the holder.