The forms and procedure for completing the corporate entity shall be as provided in §§ 48-11-302, 48-12-103 – 48-12-105 or §§ 48-51-302, 48-52-103 – 48-52-105, as appropriate. Filing and recording fees shall be as provided in § 48-11-303 or § 48-51-303, as appropriate. Before the certificate of incorporation shall become effective, it must be approved by the commissioner of commerce and insurance, and from the date the certificate of incorporation is filed in the office of the secretary of state, with such approval, the stock subscribers, their successors and assigns, shall become a body corporate.