§ 46:9-1 Short form mortgage
§ 46:9-2 Covenant of seizin and warranty
§ 46:9-3 Covenant as to taxes paid
§ 46:9-4 Covenant to pay indebtedness
§ 46:9-5 Covenant as to insurance
§ 46:9-6 Covenant as to acceleration
§ 46:9-7 Covenant as to declaration of no offset
§ 46:9-7.1 Express agreement required for assumption of mortgage debt
§ 46:9-8 Purchase money mortgage over judgments
§ 46:9-8.1 Definitions
§ 46:9-8.2 Priority preserved
§ 46:9-8.3 No outstanding indebtedness
§ 46:9-8.4 Prior recorded liens
§ 46:9-8.5 Title insurance to continue in effect despite modification to mortgage loan; exception
§ 46:9-9 Assignment of mortgages
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Terms Used In New Jersey Statutes > Title 46 > Chapter 9 - Short Form Mortgage

  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Fee simple: Absolute title to property with no limitations or restrictions regarding the person who may inherit it.
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • person: includes corporations, companies, associations, societies, firms, partnerships and joint stock companies as well as individuals, unless restricted by the context to an individual as distinguished from a corporate entity or specifically restricted to one or some of the above enumerated synonyms and, when used to designate the owner of property which may be the subject of an offense, includes this State, the United States, any other State of the United States as defined infra and any foreign country or government lawfully owning or possessing property within this State. See New Jersey Statutes 1:1-2
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • real property: include lands, tenements and hereditaments and all rights thereto and interests therein. See New Jersey Statutes 1:1-2
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • State: extends to and includes any State, territory or possession of the United States, the District of Columbia and the Canal Zone. See New Jersey Statutes 1:1-2