A. A member shall be eligible for disability benefits if the member has acquired ten years or more of earned service credit and if the board certifies the member to be totally disabled to continue the member’s employment and unable to obtain and retain other gainful employment commensurate with the member’s background, education and experience.

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B. Prior to any certification of disability by the board, the board shall require each applicant for disability benefits to submit medical records as required by the board in support of the applicant’s disability claim.