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Terms Used In North Carolina General Statutes 58-70-120

  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Subpoena: A command to a witness to appear and give testimony.

Neither a collection agency nor any representative thereof who is not a duly licensed attorney shall engage in the practice of law.  As used in this section, “practice of law” includes the preparation of warrants or subpoenas.  A collection agency’s representative is prohibited from appearing in court on behalf of a creditor except as required by court order or subpoena, and except to submit and explain claims in bankruptcy court. (1979, c. 835; 1989, c. 441, s. 11.)