North Dakota Code 26.1-36.4-03 – Limits on pre-existing condition exclusions
Current as of: 2023 | Check for updates
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An insurer may impose a pre-existing condition exclusion only if:
Terms Used In North Dakota Code 26.1-36.4-03
- Person: means an individual, organization, government, political subdivision, or government agency or instrumentality. See North Dakota Code 1-01-49
1. The exclusion relates to a condition, regardless of the cause of the condition, for which medical diagnosis, care, or treatment was recommended or received within the six-month period ending on the effective date of the person‘s coverage.
2. The exclusion extends for a period of not more than twelve months after the effective date of coverage. A group policy may impose an eighteen-month pre-existing condition to a late enrollee, as the term late enrollee is defined in section 26.1-36.3-01.