The following security interests are perfected when they attach:

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Terms Used In North Dakota Code 41-09-29

  • Contract: A legal written agreement that becomes binding when signed.
  • Debtor: means a natural person whose name was provided in a financing statement record as an individual debtor or one of the types of persons listed in section 41-09-76. See North Dakota Code 41-10-01
  • Decedent: A deceased person.
  • following: when used by way of reference to a chapter or other part of a statute means the next preceding or next following chapter or other part. See North Dakota Code 1-01-49
  • Individual: means a human being. See North Dakota Code 1-01-49
  • Person: means an individual, organization, government, political subdivision, or government agency or instrumentality. See North Dakota Code 1-01-49
  • Property: includes property, real and personal. See North Dakota Code 1-01-49
  • Statute: A law passed by a legislature.

1.    A purchase-money security interest in consumer goods, except as otherwise provided in subsection 2 of section 41-09-31 with respect to consumer goods that are subject to a statute or treaty described in subsection 1 of section 41-09-31; 2.    An assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor’s outstanding accounts or payment intangibles; 3.    A sale of a payment intangible; 4.    A sale of a promissory note; 5.    A security interest created by the assignment of a health care insurance receivable to the provider of the health care goods or services; 6.    A security interest arising under section 41-02-46, section 41-02-53, subsection 3 of section 41-02-90, or subsection 5 of section 41-02.1-56, until the debtor obtains possession of the collateral; 7.    A security interest of a collecting bank arising under section 41-04-22; 8.    A security interest of an issuer or nominated person arising under section 41-05-18; 9.    A security interest arising in the delivery of a financial asset under subsection 3 of section 41-09-16; 10.    A security interest in investment property created by a broker or securities intermediary; 11.    A security interest in a commodity contract or a commodity account created by a commodity intermediary; 12.    An assignment for the benefit of all creditors of the transferor and subsequent transfers by the assignee thereunder; 13.    A security interest created by an assignment of a beneficial interest in a decedent‘s estate; and

14.    A sale by an individual of an account that is a right to payment of winnings in a lottery or other game of chance.