An insurer offering a policy or certificate of life insurance, health insurance or long term care insurance, as defined in ORS § 743.652, may not, based solely on the status of an applicant for insurance or an insured as a living donor or a potential donor of a body part, organ or tissue:

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Terms Used In Oregon Statutes 746.023

  • Donor: The person who makes a gift.

(1) Discriminate in the application of its underwriting standards or rates;

(2) Decline to provide coverage or limit coverage; or

(3) Prohibit an applicant for insurance or an insured from donating a body part, organ or tissue as a condition of receiving or continuing to receive coverage. [2019 c.265 § 3]

 

746.023 was added to and made a part of the Insurance Code by legislative action but was not added to ORS Chapter 746 or any series therein. See Preface to Oregon Revised Statutes for further explanation.