(a)  No individual or group health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state, that provides medical coverage that includes coverage for physician services in a physician’s office, and no policy that provides major medical or similar comprehensive-type coverage, excluding disability income, long-term care, and insurance supplemental policies that only provide coverage for specified diseases or other supplemental policies, shall vary the premium rate for a health coverage plan based on the gender of the individual policyholders, enrollees, subscribers, or members.

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Terms Used In Rhode Island General Laws 27-19-80

  • Contract: A legal written agreement that becomes binding when signed.
  • Subscribers: as used in this chapter includes, in addition to those set forth in § 27-19-1, persons contracting with the corporation for coverage or benefits for medical services. See Rhode Island General Laws 27-19-17

(b)  This section shall not apply to insurance coverage providing benefits for any of the following:

(1)  Hospital confinement indemnity;

(2)  Disability income;

(3)  Accident only;

(4)  Long-term care;

(5)  Medicare supplement;

(6)  Limited benefit health;

(7)  Specified disease indemnity;

(8)  Sickness of bodily injury or death by accident or both; and

(9)  Other limited benefit policies.

History of Section.
P.L. 2021, ch. 88, § 2, effective January 1, 2023; P.L. 2021, ch. 89, § 2, effective January 1, 2023.