(a)  This chapter applies to all kinds of insurance written on risks in this state by any insurers authorized to do business in this state, except:

(1)  Life insurance;

(2)  Annuities;

(3)  Accident and health insurance;

(4)  Ocean marine insurance;

(5)  Reinsurance;

(6)  Medical malpractice insurance;

(7)  Workers’ compensation insurance; and

(8)  Insurance through residual market mechanisms.

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(b)  The classes of insurance described in subsection (a) of this section shall be subject to all applicable provisions of law governing rates, including, but not limited to chapters 6, 7.1, 9, 19, and 20 of this title, and chapter 62 of Title 42.