Rhode Island General Laws 27-49-3. Disclosure of information
(a) Upon written request to an insurer by an authorized governmental agency, an insurer or agent authorized by an insurer to act on its behalf shall release to the requesting authorized governmental agency any or all relevant information that is deemed important to the authorized governmental agency and that the insurer may possess relating to any specific motor vehicle theft or motor vehicle insurance fraud. Relevant information may include, but is not limited to:
(1) Insurance policy information relevant to the motor vehicle theft or motor vehicle insurance fraud under investigation, including any application for the policy;
(2) Policy premium payment records that are available;
(3) History of previous claims made by the insured; and
(4) Information relating to the investigation of the motor vehicle theft or motor vehicle insurance fraud, including statements of any person, proofs of loss, and notice of loss.
Terms Used In Rhode Island General Laws 27-49-3
- Authorized governmental agency: includes :
(i) The office of the attorney general;
(ii) The state police;
(iii) Any police or fire department of a municipality;
(iv) The U. See Rhode Island General Laws 27-49-2
- Fraud: Intentional deception resulting in injury to another.
- Insured: means a person, corporation, or other entity for which automobile insurance coverage is provided by an insurer. See Rhode Island General Laws 27-49-2
- Insurer: means any domestic insurer or foreign insurer, licensed to provide automobile insurance coverage pursuant to the provisions of this title, or otherwise liable for any loss due to motor vehicle theft or motor vehicle insurance fraud. See Rhode Island General Laws 27-49-2
- person: may be construed to extend to and include co-partnerships and bodies corporate and politic. See Rhode Island General Laws 43-3-6
- Relevant: means having a tendency to make the existence of any fact that is of consequence to the investigation or determination of the issue more probable or less probable than it would be without the information. See Rhode Island General Laws 27-49-2
(b) When an insurer knows the identity of a person, or possesses information tending to establish the identity of a person, whom it has reason to believe committed a criminal or fraudulent act relating to a motor vehicle theft or motor vehicle insurance claim, or has knowledge of a criminal or fraudulent act that is reasonably believed not to have been reported to an authorized governmental agency, then for the purpose of notification and investigation, the insurer or an agent authorized by an insurer to act on its behalf shall notify an authorized governmental agency of the knowledge or information and provide any additional information in accordance with subsection (a). For the purpose of this chapter, when an insurer provides any of the authorized governmental agencies with notice pursuant to this section it shall be deemed sufficient notice to all authorized governmental agencies. Nothing in this subsection shall abrogate or impair the rights or powers created under subsection (a).
(c) The authorized governmental agency provided with information pursuant to subsection (a) or (b) may release or provide the information to any other authorized governmental agencies.
(d) Any insurer providing information to an authorized governmental agency pursuant to this section shall have the right to request and receive relevant information from the authorized governmental agency, and receive within a reasonable time, not to exceed thirty (30) days, the requested information.
History of Section.
P.L. 1992, ch. 274, § 1.