Rhode Island General Laws 27-79.1-7. Travel protection plans
Travel protection plans may be offered for one price for the combined features that the travel protection plan offers in this state if:
(1) The travel protection plan clearly discloses to the consumer at, or prior to the time of purchase, that it includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity at, or prior to the time of purchase, for the consumer to obtain additional information regarding the features and pricing of each; and
(2) The fulfillment materials:
(i) Describe and delineate the travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan; and
(ii) Include the travel insurance disclosures and the contact information for persons providing travel assistance services and cancellation fee waivers, as applicable.
History of Section.
P.L. 2019, ch. 44, § 2; P.L. 2019, ch. 51, § 2.
Terms Used In Rhode Island General Laws 27-79.1-7
- Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Rhode Island General Laws 27-79.1-3
- Travel assistance services: means non-insurance services for which the consumer is not indemnified based on a fortuitous event, and where providing the service does not result in transfer or shifting of risk that would constitute the business of insurance. See Rhode Island General Laws 27-79.1-3
- Travel insurance: means insurance coverage for personal risks incident to planned travel, including:
(i) Interruption or cancellation of trip or event;
(ii) Loss of baggage or personal effects;
(iii) Damages to accommodations or rental vehicles;
(iv) Sickness, accident, disability, or death occurring during travel;
(v) Emergency evacuation;
(vi) Repatriation of remains; or
(vii) Any other contractual obligations to indemnify or pay a specified amount to the traveler upon determinable contingencies related to travel as approved by the commissioner. See Rhode Island General Laws 27-79.1-3
- Travel protection plans: means plans that provide one or more of the following:
(i) Travel insurance;
(ii) Travel assistance services; and
(iii) Cancellation fee waivers. See Rhode Island General Laws 27-79.1-3