Rhode Island General Laws 31-47.4-3. Motor vehicle insurance reporting – Penalty
(a) Each insurer that issues a policy that includes motor vehicle liability coverage, uninsured motorist coverage, underinsured motorist coverage, or personal injury coverage under this section shall provide weekly to the division of motor vehicles designated agent selected in accordance with the uninsured motorist identification database program, a record of each motor vehicle insurance policy in effect for vehicles registered or garaged in Rhode Island as of the date of the previous submission that was issued by the insurer.
Terms Used In Rhode Island General Laws 31-47.4-3
- Database: means the uninsured motorist identification database created in Rhode Island General Laws 31-47.4-1
- Designated agent: means the third party the division of motor vehicles contracts with under Rhode Island General Laws 31-47.4-1
- Division: means the division of motor vehicles. See Rhode Island General Laws 31-47.4-1
- Program: means the uninsured motorist identification database program created in Rhode Island General Laws 31-47.4-1
(b) This subsection does not preclude more frequent reporting by an insurer on a voluntary basis.
(c)(1) A record provided by an insurer under subsection (a) shall include:
(i) The make, year, and vehicle identification number of each insured vehicle; and
(ii) The policy number, effective date, and expiration date of each policy.
(iii) The name, date of birth, and if available, driver’s license number of each insured owner or operator, and the address of the named insured; and
(d) Each insurer shall provide this information by an electronic means or by another form the division of motor vehicles designated agent agrees to accept.
(e)(1) The division of motor vehicles may, following procedures adopted pursuant to chapter 35 of Title 42, “the administrative procedures act,” assess a fine against an insurer of up to two hundred fifty dollars ($250) for each day the insurer fails to comply with this section.
(2) The division of motor vehicles shall excuse the fine if an insurer shows that the failure to comply with this section was:
(i) Inadvertent;
(ii) Accidental; or
(iii) The result of excusable neglect.
History of Section.
P.L. 2013, ch. 316, § 1; P.L. 2013, ch. 372, § 1; P.L. 2018, ch. 160, § 1; P.L. 2018, ch. 245, § 1.