Rhode Island General Laws 6-13.1-24. Registration with secretary of state
Any credit bureau doing business in this state shall immediately register in the office of the secretary of state and shall state its corporate or company name; agent for service of process; business address; and phone number. Any credit bureau shall notify the office of secretary of state, in writing, of any change in name, agent, address, or telephone number within thirty (30) days of the change.
History of Section.
P.L. 1993, ch. 430, § 1; P.L. 2014, ch. 528, § 10.
Terms Used In Rhode Island General Laws 6-13.1-24
- Credit bureau: An agency that collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans. Typical clients include banks, mortgage lenders, credit card companies, and other financing companies. (Also commonly referred to as consumer-reporting agency or credit-reporting agency.) Source: OCC
- Credit bureau: means any entity or person who or that, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing credit reports to third parties;
(2)(i) "Credit report" means any written, oral, or other communication of any information by a credit bureau bearing on a consumer's credit worthiness, credit standing, or credit capacity, that is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for:
(A) Credit or insurance to be used primarily for personal, family, or household purposes;
(B) Employment purposes; or
(C) Other purposes authorized under the federal Fair Credit Reporting Act, Rhode Island General Laws 6-13.1-20
- in writing: include printing, engraving, lithographing, and photo-lithographing, and all other representations of words in letters of the usual form. See Rhode Island General Laws 43-3-16
- Service of process: The service of writs or summonses to the appropriate party.