(a) General scope of chapter.  Except as otherwise provided in subsections (c) and (d), this chapter applies to:

(1)  A transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;

(2)  An agricultural lien;

(3)  A sale of accounts, chattel paper, payment intangibles, or promissory notes;

(4)  A consignment;

(5)  A security interest arising under §§ 6A-2-401, 6A-2-505, 6A-2-711(3), or 6A-2.1-508(5), as provided in § 6A-9-110; and

(6)  A security interest arising under § 6A-4-210 or 6A-5-118.

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(b) Security interest in secured obligation.  The application of this chapter to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this chapter does not apply.

(c) Extent to which chapter does not apply.  This chapter does not apply to the extent that:

(1)  A statute, regulation, or treaty of the United States preempts this chapter;

(2)  Another statute of this State expressly governs the creation, perfection, priority, or enforcement of a security interest created by this State or a governmental unit of this State;

(3)  A statute of another State, a foreign country, or a governmental unit of another State or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the State, country, or governmental unit; or

(4)  The rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under § 6A-5-114.

(d) Inapplicability of chapter.  This chapter does not apply to:

(1)  A landlord’s lien, other than an agricultural lien;

(2)  A lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but § 6A-9-333 applies with respect to priority of the lien;

(3)  An assignment of a claim for wages, salary, or other compensation of an employee;

(4)  A sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;

(5)  An assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;

(6)  An assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;

(7)  An assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;

(8)  A transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but § 6A-9-315 and § 6A-9-322 apply with respect to proceeds and priorities in proceeds;

(9)  An assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;

(10)  A right of recoupment or set-off, but:

(i)  Section 6A-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and

(ii)  Section 6A-9-404 applies with respect to defenses or claims of an account debtor;

(11)  The creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for:

(i)  Liens on real property in § 6A-9-203 and § 6A-9-308;

(ii)  Fixtures in § 6A-9-334;

(iii)  Fixture filings in §§ 6A-9-501, 6A-9-502, 6A-9-512, 6A-9-516, and 6A-9-519; and

(iv)  Security agreements covering personal and real property in § 6A-9-604;

(12)  An assignment of a claim arising in tort, other than a commercial tort claim, but § 6A-9-315 and § 6A-9-322 apply with respect to proceeds and priorities in proceeds; or

(13)  An assignment of a deposit account in a consumer transaction, but § 6A-9-315 and § 6A-9-322 apply with respect to proceeds and priorities in proceeds.

(14)  A claim or right to receive compensation for injuries or sickness as described in 26 U.S.C. § 104(a)(1) or (2), as amended from time to time; or

(15)  A claim or right to receive benefits under a special needs trust as described in 42 U.S.C. § 1396p(d)(4), as amended from time to time.