A secured party does not owe a duty based on its status as secured party:

(1)  To a person that is a debtor or obligor, unless the secured party knows:

(i)  That the person is a debtor or obligor;

(ii)  The identity of the person; and

(iii)  How to communicate with the person; or

(2)  To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

(i)  That the person is a debtor; and

(ii)  The identity of the person.