§ 58-25-1 Application of chapter
§ 58-25-2 Making of rates–Provisions governing
§ 58-25-3 Reasonableness and adequacy of rates
§ 58-25-4 Unfair discrimination in rates prohibited
§ 58-25-5 Grouping of guarantees by classification for rate-making
§ 58-25-6 Matters considered in making rates
§ 58-25-7 Schedule of rates or premiums–Filing with director–Contents
§ 58-25-8 Contracts, policies, or guarantees required to be filed with director, exceptions
§ 58-25-9 Change in rates or premiums or in contract forms–Filing with and approval bydirector required
§ 58-25-10 Filing of rates and policies–Approval or disapproval by director
§ 58-25-11 Finding of director that prior approved filing does not comply with law–Hearing onrequest–Affirmance or modification of prior action
§ 58-25-12 Issuance of contract, policy, or guarantee of insurance contrary to filings prohibited–Special risks excepted–Misdemeanor
§ 58-25-13 Deviations, rebates, and discounts prohibited
§ 58-25-14 Exchange of information and experience data–Consultation as to rate-making
§ 58-25-15 False or misleading information as misdemeanor
§ 58-25-16 Countersignature by agent or abstracter of county required–Violation asmisdemeanor
§ 58-25-17 Violation of chapter–Imposition of penalties by director
§ 58-25-18 Suspension of license of insurer–Failure to comply with order of director–Time oftaking effect–Duration
§ 58-25-19 Written order of director for imposition of penalty and suspension of license–Hearing, notice, findings
§ 58-25-20 Conduct of hearings before director
§ 58-25-22 Title insurance company to maintain reserve–Amount
§ 58-25-23 Reserves restored to net profits over twenty-year period–Amortization rate
§ 58-25-24 Calculation of adjusted statutory or unearned premium reserve
§ 58-25-25 Adjusted reserves restored to net profits or equity
§ 58-25-26 Title insurer to maintain known claim reserve–Amount
§ 58-25-27 Supplemental reserve to cover liabilities
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Terms Used In South Dakota Codified Laws > Title 58 > Chapter 25 - Title Insurance Rates and Policies

  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Amortization: Paying off a loan by regular installments.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: includes natural persons, partnerships, associations, cooperative corporations, limited liability companies, and corporations. See South Dakota Codified Laws 2-14-2
  • Property: includes property, real and personal. See South Dakota Codified Laws 2-14-2
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • State: when used in context signifying a jurisdiction other than the State of South Dakota, a state, the District of Columbia, a territory, commonwealth, or possession of the United States of America, or a province of the Dominion of Canada. See South Dakota Codified Laws 58-1-2
  • written: include typewriting and typewritten, printing and printed, except in the case of signatures, and where the words are used by way of contrast to typewriting and printing. See South Dakota Codified Laws 2-14-2