(a) A direct medical care agreement is not insurance and is not subject to regulation by the department of commerce and insurance.
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Terms Used In Tennessee Code 63-1-504

  • Direct medical care agreement: means a written contractual agreement between a direct medical care provider and an individual patient, or the patient's legal representative, in which:
    (A) The direct medical care provider agrees to provide medical care services to the individual patient for an agreed fee over an agreed period of time. See Tennessee Code 63-1-502
  • Month: means a calendar month. See Tennessee Code 1-3-105
  • written: includes printing, typewriting, engraving, lithography, and any other mode of representing words and letters. See Tennessee Code 1-3-105
(b) Entering into a direct medical care agreement is not the business of insurance and is not subject to regulation under title 56.
(c) A direct medical care provider, or the agent of a direct medical care provider, is not required to obtain a certification of authority or license under the Tennessee Insurance Producer Licensing Act of 2002, compiled in title 56, chapter 6, to market, sell, or offer to sell a direct medical care agreement.
(d) A direct medical care agreement is not a discount medical plan.
(e) A direct medical care agreement must:

(1) Allow either party to terminate the agreement upon written notice to the other party;
(2) Provide that fees are not earned by the direct medical care provider until the month paid by the periodic fee has been completed; and
(3) Provide that, upon termination of this agreement by the individual patient, all unearned fees are to be returned to the patient.
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