§ 500.1281 Scope of chapter
§ 500.1283 Definitions
§ 500.1285 Payment of premium tax on travel insurance premiums; travel insurer duties
§ 500.1287 Travel protection plans; requirements
§ 500.1289 Offering or selling travel insurance; subject to unfair and prohibited trade practices and frauds; fulfillment materials; cancellation policy
§ 500.1291 Classification of travel insurance; inland marine line of insurance; eligibility and underwriting standards

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Terms Used In Michigan Laws > Chapter 500 > Act 218 of 1956 > Chapter 12B - Travel Insurance

  • Aggregator site: means a website that provides access to information regarding insurance products from more than 1 insurer, including product and insurer information, for use in comparison shopping. See Michigan Laws 500.1283
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Arrest: Taking physical custody of a person by lawful authority.
  • Blanket travel insurance: means a policy of travel insurance issued to any eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group. See Michigan Laws 500.1283
  • Cancellation fee waiver: means a contractual agreement between a supplier of travel services and its customer to waive some or all of the nonrefundable cancellation fee provisions of the supplier's underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement. See Michigan Laws 500.1283
  • Cannabis regulatory agency: means the marijuana regulatory agency created under Executive Reorganization Order No. See Michigan Laws 333.27953
  • Contract: A legal written agreement that becomes binding when signed.
  • Cultivate: means to propagate, breed, grow, harvest, dry, cure, or separate parts of a marihuana plant by manual or mechanical means. See Michigan Laws 333.27953
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Department: means the cannabis regulatory agency. See Michigan Laws 333.27953
  • Director: means , unless the context clearly implies a different meaning, the director of the department. See Michigan Laws 500.102
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • Eligible group: means 2 or more persons that are engaged in a common enterprise, or have an economic, educational, or social affinity or relationship, including, but not limited to, any of the following:
    (i) Persons engaged in the business of providing travel or travel services, including, but not limited to, tour operators, lodging providers, vacation property owners, hotels and resorts, travel clubs, travel agencies, property managers, cultural exchange programs, and common carriers or the operators, owners, or lessors of a means of transportation of passengers, including, but not limited to, airlines, cruise lines, railroads, steamship companies, and public bus carriers, in which, with regard to any particular travel or type of travel or travelers, all members or customers of the group must have a common exposure to risk attendant to the travel. See Michigan Laws 500.1283
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Michigan Laws 500.1283
  • Group travel insurance: means travel insurance issued to any eligible group. See Michigan Laws 500.1283
  • in writing: shall be construed to include printing, engraving, and lithographing; except that if the written signature of a person is required by law, the signature shall be the proper handwriting of the person or, if the person is unable to write, the person's proper mark, which may be, unless otherwise expressly prohibited by law, a clear and classifiable fingerprint of the person made with ink or another substance. See Michigan Laws 8.3q
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Indian lands: means any of the following:
  •     (i) All lands within the limits of an Indian reservation. See Michigan Laws 333.27953
  • Indian tribe: means any Indian tribe, band, nation, or other organized group or community of Indians which is recognized as eligible by the United States Secretary of the Interior for the special programs and services provided by the United States to Indians because of their status as Indians, and is recognized as possessing powers of self-government. See Michigan Laws 333.27953
  • Industrial hemp: means any of the following:
  •     (i) A plant of the genus Cannabis, whether growing or not, with a THC concentration of 0. See Michigan Laws 333.27953
  • Insurance producer: means that term as defined in section 1201. See Michigan Laws 500.116
  • Insurer: means an individual, corporation, association, partnership, reciprocal exchange, inter-insurer, Lloyds organization, fraternal benefit society, or other legal entity, engaged or attempting to engage in the business of making insurance or surety contracts. See Michigan Laws 500.106
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Licensee: means a person holding a state license. See Michigan Laws 333.27953
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Marihuana: means any of the following:
  •     (i) A plant of the genus Cannabis, whether growing or not. See Michigan Laws 333.27953
  • Marihuana accessories: means any equipment, product, material, or combination of equipment, products, or materials, that is specifically designed for use in planting, propagating, cultivating, growing, harvesting, manufacturing, compounding, converting, producing, processing, preparing, testing, analyzing, packaging, repackaging, storing, containing, ingesting, inhaling, or otherwise introducing marihuana into the human body. See Michigan Laws 333.27953
  • Marihuana concentrate: means the resin extracted from any part of a plant of the genus Cannabis. See Michigan Laws 333.27953
  • Marihuana establishment: means a marihuana grower, marihuana safety compliance facility, marihuana processor, marihuana microbusiness, marihuana retailer, marihuana secure transporter, or any other type of marihuana-related business licensed by the cannabis regulatory agency. See Michigan Laws 333.27953
  • Marihuana grower: means a person licensed to cultivate marihuana and sell or otherwise transfer marihuana to marihuana establishments. See Michigan Laws 333.27953
  • Marihuana microbusiness: means a person licensed to cultivate not more than 150 marihuana plants; process and package marihuana; and sell or otherwise transfer marihuana to individuals who are 21 years of age or older or to a marihuana safety compliance facility, but not to other marihuana establishments. See Michigan Laws 333.27953
  • Marihuana processor: means a person licensed to obtain marihuana from marihuana establishments; process and package marihuana; and sell or otherwise transfer marihuana to marihuana establishments. See Michigan Laws 333.27953
  • Marihuana retailer: means a person licensed to obtain marihuana from marihuana establishments and to sell or otherwise transfer marihuana to marihuana establishments and to individuals who are 21 years of age or older. See Michigan Laws 333.27953
  • Marihuana safety compliance facility: means a person licensed to test marihuana, including certification for potency and the presence of contaminants. See Michigan Laws 333.27953
  • Marihuana secure transporter: means a person licensed to obtain marihuana from marihuana establishments in order to transport marihuana to marihuana establishments. See Michigan Laws 333.27953
  • Municipality: means a city, village, or township. See Michigan Laws 333.27953
  • Person: means an individual, corporation, limited liability company, partnership of any type, trust, or other legal entity. See Michigan Laws 333.27953
  • Primary certificate holder: means an individual who elects and purchases travel insurance under a group policy. See Michigan Laws 500.1283
  • Primary policyholder: means an individual who elects and purchases individual travel insurance. See Michigan Laws 500.1283
  • processing: means to separate or otherwise prepare parts of a marihuana plant and to compound, blend, extract, infuse, or otherwise make or prepare marihuana concentrate or marihuana-infused products. See Michigan Laws 333.27953
  • Rate: means the cost of insurance per payroll before adjustment for an individual insured's size, exposure, or loss experience. See Michigan Laws 500.2402
  • state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories belonging to the United States; and the words "United States" shall be construed to include the district and territories. See Michigan Laws 8.3o
  • State license: means a license issued by the cannabis regulatory agency that allows a person to operate a marihuana establishment. See Michigan Laws 333.27953
  • Travel assistance services: means noninsurance services for which the consumer is not indemnified based on a fortuitous event, and as to which providing the service does not result in the transfer or shifting of risk that would constitute the business of insurance. See Michigan Laws 500.1283
  • Travel insurance: means that term as defined in section 1202. See Michigan Laws 500.1283
  • Travel protection plans: means plans that provide 1 or more of the following:
  •     (i) Travel insurance. See Michigan Laws 500.1283
  • Tribal marihuana business: means a business that meets all of the following conditions:
  •     (i) The business engages in the type of activities licensed under this act. See Michigan Laws 333.27953
  • Trustee: A person or institution holding and administering property in trust.
  • United States: shall be construed to include the district and territories. See Michigan Laws 8.3o