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Terms Used In Texas Business and Commerce Code 103.001

  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Person: includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.

In this chapter:
(1) “Lender” means a person who lends money for or invests money in mortgage loans.
(2) “Mortgage loan” means a loan secured by a deed of trust, security deed, or other lien on real property.