If disclosed as required by Subchapter C, the issuer of a stored value card may impose and collect a reasonable:
(1) handling fee in connection with the issuance of or adding of value to the card;
(2) access fee for a card transaction conducted at an unmanned teller machine, as defined by § 59.301, Finance Code; and
(3) reissue or replacement charge if an expired or lost card is reissued or replaced.