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Terms Used In Texas Estates Code 403.054

  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Property: means real and personal property. See Texas Government Code 311.005

During an independent administration, a secured creditor whose claim is a preferred debt and lien against property securing the indebtedness under § 403.052 is free to exercise any judicial or extrajudicial collection rights, including the right to foreclosure and execution; provided, however, that the creditor does not have the right to conduct a nonjudicial foreclosure sale within six months after letters are granted.