(a) The purchaser of an insurance-funded contract may assign the purchaser’s ownership of and rights to benefits under the insurance policy to the seller, the funeral provider, the trustee, or other person.
(b) An assignment to the seller, the funeral provider, or an affiliated trustee may not be made irrevocable unless:
(1) the assignment is made solely to facilitate the eligibility of the purchaser under Title XIX, Social Security Act (42 U.S.C. § 1396 et seq.), or other law providing for a public assistance program; or
(2) the assignee is specifically prohibited from exercising any right under the policy except administration of the benefits.

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Terms Used In Texas Finance Code 154.206

  • Contract: A legal written agreement that becomes binding when signed.
  • Fiduciary: A trustee, executor, or administrator.
  • Person: includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005
  • Trustee: A person or institution holding and administering property in trust.

(c) An assignee under this section is subject to a fiduciary duty to apply the insurance policy benefits as provided by the contract and this chapter.