(a) A wrap borrower may bring an action to:
(1) obtain declaratory or injunctive relief to enforce this subchapter;
(2) recover any actual damages suffered by the wrap borrower as a result of a violation of this subchapter; or
(3) obtain other remedies available under this subchapter or in an action under § 17.50, Business & Commerce Code, as otherwise authorized under this subchapter.
(b) A wrap borrower who prevails in an action under this section may recover court costs and reasonable attorney’s fees.