(a) A person commits an offense if the person contracts for, charges, or receives interest on a transaction for personal, family, or household use that is greater than twice the amount authorized by this subtitle.
(b) An offense under this section is a misdemeanor punishable by a fine of not more than $1,000.

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Terms Used In Texas Finance Code 305.008

  • Contract: A legal written agreement that becomes binding when signed.
  • Person: includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005

(c) Each contract or transaction that violates this section is a separate offense.
(d) This section applies only to a contract or transaction subject to this subtitle.