(a) A lender may not take as security for a loan made under this chapter an assignment of wages.
(b) A lender may not take as security for a loan made under Subchapter E or F a lien on real property other than a lien created by law on the recording of an abstract of judgment.

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Terms Used In Texas Finance Code 342.503

  • Abstract of judgment: In a federal criminal proceeding, A certification from a U.S. District Court clerk that a judgment of restitution was entered against the defendant owing to the victim. If the defendant inherits, owns, or sells real property or holdings, these assets can then be attached at the state and local levels as well.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.

(c) A lender may take as security for a loan made under Subchapter E or F an assignment of:
(1) a warrant drawn against a state fund; or
(2) a claim against a state fund or a state agency.