(a) A consumer who elects to purchase optional insurance must sign a statement that:
(1) indicates the consumer’s election; and
(2) describes the term, premium, and type of insurance purchased.
(b) The statement may be a part of the credit document or a part of a separate document.

Ask a legal question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

Terms Used In Texas Finance Code 347.205

  • Consumer: means a person to whom credit is extended in a credit transaction. See Texas Finance Code 347.002
  • Credit document: means a written instrument evidencing a credit transaction and includes all written agreements between each consumer and creditor that relate to that transaction. See Texas Finance Code 347.002