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Terms Used In Texas Finance Code 347.401

  • Creditor: means a:
    (A) person who extends credit or arranges for the extension of credit in a credit transaction; or
    (B) retailer or broker, as defined by § 1201. See Texas Finance Code 347.002
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Manufactured home: has the meaning assigned by § 1201. See Texas Finance Code 347.002
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.

Except as provided by this subchapter, a lien or charge against a manufactured home for unpaid rental of the real property on which the manufactured home is or has been located is subordinate to the rights of a creditor with a security interest or lien that is:
(1) perfected under this chapter; and
(2) recorded on the document of title issued on the manufactured home.