(a) A loan or interest statute of this state, other than Chapter 303, does not apply to a retail installment transaction subject to this chapter.
(b) Except as provided by this chapter, an applicable statute, including Title 1 and Chapter 322, Business & Commerce Code, or a principle of common law continues to apply to a retail installment transaction unless it is displaced by this chapter.

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Terms Used In Texas Finance Code 353.010

  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Statute: A law passed by a legislature.