Terms Used In Texas Finance Code Chapter 392 > Subchapter C - Information in Files of Credit Bureau or Debt Collector

• Credit bureau: An agency that collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans. Typical clients include banks, mortgage lenders, credit card companies, and other financing companies. (Also commonly referred to as consumer-reporting agency or credit-reporting agency.) ^{Source: OCC}
• Population: means the population shown by the most recent federal decennial census. See Texas Government Code 311.005