Texas Health and Safety Code 166.006 – Effect of Advance Directive On Insurance Policy and Premiums
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(a) The fact that a person has executed or issued an advance directive does not:
(1) restrict, inhibit, or impair in any manner the sale, procurement, or issuance of a life insurance policy to that person; or
(2) modify the terms of an existing life insurance policy.
(b) Notwithstanding the terms of any life insurance policy, the fact that life-sustaining treatment is withheld or withdrawn from an insured qualified patient under this chapter does not legally impair or invalidate that person’s life insurance policy and may not be a factor for the purpose of determining, under the life insurance policy, whether benefits are payable or the cause of death.
Terms Used In Texas Health and Safety Code 166.006
- Person: includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005
(c) The fact that a person has executed or issued or failed to execute or issue an advance directive may not be considered in any way in establishing insurance premiums.