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An insurer may not deliver or issue for delivery a policy subject to this subchapter unless the policy provides that if the employees covered by the policy stop work because of a labor dispute, coverage continues under the policy, on timely payment of the premium, for each employee who:
(1) is covered under the policy on the date the work stoppage begins;
(2) continues to pay the employee’s individual contribution, subject to the conditions provided by this subchapter; and
(3) assumes and pays during the work stoppage the contribution due from the employer, subject to the conditions provided by this subchapter.