(a) The commissioner may establish a task force to study the utility and feasibility of instituting various property and casualty insurance initiatives in this state.
(b) The initiatives studied may include:
(1) possible coordination with:
(A) the Texas Economic Development Bank to make certain property and casualty insurance an enterprise zone program under Chapter 2303, Government Code; and
(B) Neighborhood Housing Service (NHS) programs to establish voluntary NHS-Insurance Industry Partnerships;
(2) possible insurance agent programs to increase minority agency access to standard insurance companies, including minority intern programs with insurance companies;
(3) possible tax incentives for insurance written in underserved areas; and
(4) a consumer education program designed to increase the ability of consumers to differentiate among different products and providers in the property and casualty insurance market.