(a) A transportation network company driver or transportation network company on the driver’s behalf shall maintain primary automobile insurance as required by this subchapter.
(b) Insurance maintained under this subchapter must allow a transportation network company driver to use a personal vehicle to transport transportation network company riders for compensation and cover the driver while:
(1) the driver is logged on to the transportation network company’s digital network as provided by § 1954.052; or
(2) the driver is engaged in a prearranged ride as provided by § 1954.053.

(c) Insurance maintained under this subchapter must comply with the law applicable to personal automobile insurance in this state, including this subtitle and Chapter 601, Transportation Code.
(d) The coverage requirements of this subchapter may be satisfied by:
(1) automobile insurance maintained by the transportation network company driver;
(2) automobile insurance maintained by the transportation network company; or
(3) a combination of Subdivisions (1) and (2).
(e) Insurance required under this subchapter may be placed with an automobile insurer authorized to engage in business in this state or with an eligible surplus lines insurer.