This chapter applies only to an insurer that:
(1) is authorized to engage in business in this state, including a stock company, mutual insurance company, farm mutual insurance company, county mutual insurance company, Lloyd’s plan, and reciprocal or interinsurance exchange; and
(2) writes a policy of:
(A) homeowners insurance;
(B) fire insurance;
(C) farm and ranch owners insurance;
(D) private passenger automobile physical damage insurance;
(E) commercial automobile physical damage insurance; or
(F) commercial multiple peril insurance.