(a) Except as otherwise provided by this chapter, each applicant for a license as a public insurance adjuster must, before the issuance of the license, take and pass an examination to the satisfaction of the commissioner.
(b) The examination required by this section must be prescribed by the commissioner and must be of sufficient scope to reasonably test the applicant’s:
(1) knowledge of basic insurance theory, essential elements of contracts, and claims ethics;
(2) technical competence in the handling of the types of claims for which the applicant is being tested; and
(3) knowledge of:
(A) Chapter 541;
(B) Subchapters A and B, Chapter 542;
(C) Chapter 547;
(D) the Deceptive Trade Practices-Consumer Protection Act (Subchapter E, Chapter 17, Business & Commerce Code);
(E) analogous laws as specified by the commissioner;
(F) statutory provisions related to the unauthorized practice of law contained in Subchapter G, Chapter 81, Government Code; and
(G) the duties and responsibilities of public insurance adjusters under the law.

Have a question?
Click here to chat with a lawyer about your rights.


(c) The commissioner shall, within a reasonable period not to exceed 30 days after the date of the examination, transmit the results of the examination and the action taken on the application to the applicant.
(d) An examination is not required for the renewal of a license issued under this chapter.