Texas Insurance Code 544.103 – Prohibition On Use of Certain Guidelines
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(a) A health benefit plan issuer may not use an underwriting guideline that is based on:
(1) the ability of an insured or enrollee or an applicant for insurance coverage or health care benefits to speak English fluently; or
(2) the literacy in English of the insured, enrollee, or applicant.
(b) An applicant has the burden of proof to establish a violation of this subchapter.