This subchapter applies only to:
(1) a personal automobile insurance policy, other than a policy written through the Texas Automobile Insurance Plan Association;
(2) a homeowners or farm or ranch owners insurance policy;
(3) a standard fire insurance policy insuring:
(A) a one-family dwelling or a duplex; or
(B) the contents of a one-family dwelling, a duplex, or an apartment; or
(4) an insurance policy providing property and casualty coverage, other than a fidelity, surety, or guaranty bond, to:
(A) this state;
(B) an agency of this state;
(C) a political subdivision of this state, including:
(i) a municipality or county;
(ii) a school district or junior college district;
(iii) a levee improvement district, drainage district, or irrigation district;
(iv) a water improvement district, water control and improvement district, or water control and preservation district;
(v) a freshwater supply district;
(vi) a navigation district;
(vii) a conservation and reclamation district;
(viii) a soil conservation district;
(ix) a communication district; and
(x) a river authority; or
(D) any other governmental agency whose authority is derived from the laws or constitution of this state.